Advisory product
Capital, liquidity, and supervision — in one disciplined workspace
Peer analytics, filings, concept library, and an AI Expert that cites primary sources. Built for how regulators read your models — with explicit separation between rule text and interpretation.
Product preview
Snippets from the live workspace
Styling mirrors the Hydra Regulator dashboard — compact advisor, peer tables, and citations as you ship them to treasury and regulatory affairs teams.
AI Expert
Ask about CET1 stack, LCR numerator classification, or Pillar 3 disclosure structure.
You
How should we read CET1 ratio vs. combined buffer requirement for a US GSIB?
Expert
Start from the consolidated Pillar 3 table: CET1 capital over RWAs, then layer conservation, CCyB, and any firm-specific buffers per the disclosure date.
[Interpretation] For your firm, stress CCyB activation against internal capital plans.
US large-bank peer set
2024Q4| Ticker | CET1 | LCR | NSFR |
|---|---|---|---|
| BAC | 11.6% | 119 | 118 |
| C | 13.8% | 122 | 121 |
| GS | 14.5% | 116 | 115 |
| JPM | 15.7% | 112 | 114 |
Full compare builder, charts, and methodology live in Peer analytics.
Recent filings
- 8-K · liquidity facilityFiled
- Pillar 3 disclosure (PDF)Indexed
- FR Y-15 / systemic indicatorsQueued
Library
Anchored PDFs with deep links — citations in AI Expert resolve to page + paragraph.
Concept library
Twenty seed concepts — same slugs as the workspace
Acronyms, frameworks, and excerpts ship in-product; below is a sample of what analysts open first.
CET1
Common Equity Tier 1 capital
Qualifying common equity instruments, retained earnings, and related adjustments.
Included in workspace →
LCR
Liquidity Coverage Ratio
Stock of HQLA relative to net cash outflows under a standardized scenario.
Included in workspace →
NSFR
Net Stable Funding Ratio
Available stable funding required against required stable funding.
Included in workspace →
What we align on
Consulting
Model & data governance
Artifact trails, validation narratives, and lineage that match how supervisors read your stack.
Consulting
Controls & evidence
Structured phases for examinations — evidence rooms, control mapping, and export paths.
Consulting
Supervisory narrative
Board-ready language with citations to filings and rules; interpretations clearly flagged.
Bring Hydra Regulator into your next supervisory cycle
Create an account for the workspace, or talk to us for a scoped advisory engagement.